Lately I have had friends, and friends of friends asking me personally or posting on social media trying to find an alternative to Obamacare. There are many reasons people are looking for solutions and so I have decided to post on my blog about it to help others who may want to know about examples of alternatives to Obamacare such as the one I have been using for several years called Christian Healthcare Ministries (CHM).
Christian Healthcare Ministries is a group of Christians that share medical bills by committing to giving a certain amount every month that is used to pay for other members medical bills. Mine is currently $150 a month at the Gold level but they do have cheaper options. There is a $40 yearly fee for administration and an optional program you can add called Brother's Keeper for about $25 per quarter ( this is based on the needs at the time so it varies. I think the lowest mine has been in 3 years is $4 and the highest $26). I highly recommend you get Brother's Keeper if you join CHM. They also pray for others medical needs, bills, and sometimes send them cards of encouragement.
For many years I was afraid to take the leap of faith to sign up for such a program as it is not insurance and there is no guarantee that your bills will be paid. I have been thinking about it though, doesn't it take faith to purchase insurance? Anyway, upon researching this though, when my health insurance premiums became unaffordable for our budget, I discovered some friends or friends of friends that had used Christian Healthcare ministries with stunning results! My brother in laws Pastors wife over 30 years ago had cancer and he told us that every bill was paid for! In the last few years a dear friend of ours,who is a member of CHM, had an accident and needed surgery. He had that surgery and every bill was paid! Most recently I have a family member who has been ill for months and they submitted the bills along with applying for discounts at the hospital where they had testing. The hospital gave them a discount and it was over $500! $500 is what CHM considered their responsibility personally for this incident so that $500 was met by a discount!!!! So no out of pocket in the long run for them! I love that! In the past they paid hundreds of dollars every month for insurance with a deductible of thousands of dollars and they got next to no benefit from their insurance. They are thrilled with CHM and are so happy at all the money they have saved on insurance the last few years as well!
It also feels good to know that every month the money you are giving helps others directly. There are many other aspects you can find on their website and if you have questions you can contact CHM or message me.You currently get a free month if you enroll online and use the code RDL1. The other thing I like about them is that if you mention my name and member number I get a free month of CHM after you pay for your first 3 months. My name is Sharon Talkington and my member number is 156885. I hope this will help many get the help they need at an amount they can afford. For information on how this meets Obamacare and also tax information see CHM website. http://www.chministries.org
Sunday, December 20, 2015
Friday, October 30, 2015
Dreams Do Come True and Miracles Happen!
Over 20 years ago an endocrinologist told my husband and I you will never see a drug for the disease you have called Hypophosphatasia in your lifetime. Well we understood the Dr and what she told us was true based upon facts at the time but we chose to leave that office and pray for a miracle. We were asking that the impossible would become possible not just for my husbands sake but for others around the world that die or suffer from Hypophosphatasia on a daily basis. We had many family and friends who started this journey of prayer when my husband was born and many who have joined us throughout the journey of our lives or for just a season and we are truly grateful for their prayers, love, support, and for cheering us on!
This week not only did a miracle happen but a dream also came true. Several years ago I had a dream that my husband was in a children's hospital for a week and they were running many tests. At the end of the week they told us that next week they would start the treatment and as they left the room I asked, "What is the treatment?" There was no response. You know that feeling when you're reading a book and you get to a really great part so you want to read the next chapter but for some reason you can't? Well this dream was a great chapter and I thought it was so weird that it had to be God telling me something. Hold onto your faith...hope a little longer....pray and believe a bit more... I told a friend the dream and she commented on how strange it was. It was pretty strange in my mind but time went on and I found out that there was a drug trial. It started around the time I had the dream, only babies and children were primarily the ones being put on the drug, and it saved lives! I cried tears of joy when I saw the first pics and videos of babies and children whose lives had been improved by the drug now known as Strensiq by Alexion Pharma. This was a miracle that we had been praying for and what I believe my dream was about! This week the FDA approved the drug Strensiq for perinatal onset, infantile onset, and juvenile onset Hypophosphatasia. There are many pieces to the puzzle and people who contributed to research, testing, and many families who paid the ultimate sacrifice to keep trying for a treatment. Thank you just doesn't seem to do it justice but we are truly grateful for all things coming together that have brought us to this day. Today, Oct 30 is Hypophosphatasia awareness day. Thanks to Deborah Sittig of Soft Bones here is some information she shared about how to help us spread the word. Please feel free to share this post.
"Today is HPP Awareness Day!
This week not only did a miracle happen but a dream also came true. Several years ago I had a dream that my husband was in a children's hospital for a week and they were running many tests. At the end of the week they told us that next week they would start the treatment and as they left the room I asked, "What is the treatment?" There was no response. You know that feeling when you're reading a book and you get to a really great part so you want to read the next chapter but for some reason you can't? Well this dream was a great chapter and I thought it was so weird that it had to be God telling me something. Hold onto your faith...hope a little longer....pray and believe a bit more... I told a friend the dream and she commented on how strange it was. It was pretty strange in my mind but time went on and I found out that there was a drug trial. It started around the time I had the dream, only babies and children were primarily the ones being put on the drug, and it saved lives! I cried tears of joy when I saw the first pics and videos of babies and children whose lives had been improved by the drug now known as Strensiq by Alexion Pharma. This was a miracle that we had been praying for and what I believe my dream was about! This week the FDA approved the drug Strensiq for perinatal onset, infantile onset, and juvenile onset Hypophosphatasia. There are many pieces to the puzzle and people who contributed to research, testing, and many families who paid the ultimate sacrifice to keep trying for a treatment. Thank you just doesn't seem to do it justice but we are truly grateful for all things coming together that have brought us to this day. Today, Oct 30 is Hypophosphatasia awareness day. Thanks to Deborah Sittig of Soft Bones here is some information she shared about how to help us spread the word. Please feel free to share this post.
"Today is HPP Awareness Day!
HPP HEROES, UNITE!
Join the Uncommon Strength Global Mission
Join the Uncommon Strength Global Mission
UNCOMMON STRENGTH CAMPAIGN
As a HPP Hero, your mission is simple – unite and inspire those impacted by hypophosphatasia (HPP) around the globe and raise global awareness for HPP.
As a HPP Hero, your mission is simple – unite and inspire those impacted by hypophosphatasia (HPP) around the globe and raise global awareness for HPP.
Living with or caring for someone with HPP isn’t always easy. It demands a great deal of courage and inner strength day in and day out. It also takes a bold unified effort.
On HPP Awareness Day (October 30th), we’re encouraging the world to join the fight. Whether it’s a caregiver, a friend, a family member, a co-worker, or your child’s teacher, let them know about this important cause. Together we can have a huge impact. HPP Heroes, Unite!
WAYS YOU CAN TAKE ACTION
Ø Support HPP advocacy organizations around the globe by signing their international petition to officially recognize October 30th as Hypophosphatasia Awareness Day.
Ø Encourage friends and family members to visit the Uncommon Strength campaign website – www.EveryDayWithHPP.com – and join the HPP Hero community.
Ø Build your own personal HPP Hero on www.EveryDayWithHPP.com and encourage your friends and family members to do the same.
Ø Support HPP advocacy organizations around the globe by signing their international petition to officially recognize October 30th as Hypophosphatasia Awareness Day.
Ø Encourage friends and family members to visit the Uncommon Strength campaign website – www.EveryDayWithHPP.com – and join the HPP Hero community.
Ø Build your own personal HPP Hero on www.EveryDayWithHPP.com and encourage your friends and family members to do the same.
Visit our Soft Bones website for more information www.SoftBones.org
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